SBI के इस खास सेविंग अकाउंट पर FD जितना व्याज कमा सकते हैं.

भारतीय स्टेट बैंक (State Bank of India) देश का सबसे बड़ा बैंक माना जाता है। भारत के लोगों के सबसे ज्यादा अकाउंट भी SBI में ही हैं।

SBI Savings Account पर 2.70% प्रति वर्ष के हिसाब से व्याज देता है। लेकिन SBI Savings Plus Account जिसपर आप FD जितना व्याज कमा सकते हैं।

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SBI का Savings Plus Account एक ऐसा सेविंग अकाउंट है जो MODS (Multi Option Deposit Scheme) से जुड़ा होता है। जिसमें सेविंग अकाउंट से एक लिमिट से अधिक पैसे होने पर अपने आप FD में जमा हो जाता है।

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SBI Savings Plus Account का टर्म पीरियड 1 से 5 साल तक रहता है। इस अकाउंट पर ATM card की सुविधा दी जाती है।

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मोबाईल बैंकिंग, इंटरनेट बैंकिंग और SMS अलर्ट जैसी सुविधाएं भी मिलते हैं। MOD जमा पर Loan भी ले सकते हैं।

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SBI Savings Plus Account में मिनिमम बैलेंस की लिमिट 35,000 रुपए है। इस अकाउंट पर 25 प्रति वर्ष निःशुल्क चेक लीफ मिलते हैं।

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सेविंग्‍स प्‍लस अकाउंट में ऑटो स्‍वीप फैसिलिटी का फायदा‍ मिलता है। ऑटो स्‍वीप फैसिलिटी में सेविंग्‍स अकाउंट में एक तय लिमिट से ज्‍यादा बैलेंस होने पर बाकी बचे पैसे FD में ऑटोमेटिकली कन्‍वर्ट हो जाता है।

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जितना अमाउंट FD में कन्‍वर्ट हुआ है, उस पर आपको FD का ब्‍याज मिलता है और बाकी बचे पैसों पर सेविंग्‍स अकाउंट का ब्‍याज मिलता है।

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SBI Savings Plus Account खुलवाने के लिए आपकी आयु कम से कम 18 वर्ष की होनी चाहिए।

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आपके पास वैलिड KYC डॉक्यूमेंट होने चाहिए जिसे पैन कार्ड और आधार कार्ड का होना अनिवर्य है।

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आप SBI Savings Plus Account को सिंगल या जॉइन दोनों तरह से खुलवा सकते हैं।

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