Post Office : इस सेविंग स्कीम में मिल रहा है FD से ज्यादा रिटर्न

अगर आप अपने मेहनत की कमाई को निवेश करने के लिए सबसे सुरक्षित ऑप्शन ढूंढ रहे हैं तो Post Office की सेविंग्स स्कीम आपके लिए सबसे बेस्ट ऑप्शन हो सकता है।

आप Post Office की नेशनल सेविंग्स सर्टिफिकेट स्कीम में अपने मेहनत की कमाई को निवेश कर सकते हैं।

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यह आप देश के किसी भी Post Office में शुरू कर सकते हैं, यह सबसे बेहतरीन स्मॉल सेविंग्स स्कीम में से से एक है।

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आज हम आपको Post Office नेशनल सेविंग्स सर्टिफिकेट स्कीम के बारे में हर एक जानकारी देंगे।

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नेशनल सेविंग्स सर्टिफिकेट (NSC) में आप 5 साल के लिए निवेश कर सकते हैं, इस निवेश पर आपको सालाना 6.8% का ब्याज मिलता है।

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नेशनल सेविंग्स सर्टिफिकेट (NSC) में आप 1,000 रुपये के साथ निवेश शुरू कर सकते हैं, लेकिन अधिकतम निवेश की कोई सीमा नहीं है।

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अगर आप NSC में 10 लाख रुपये निवेश करते हैं और 5 साल के लॉक-इन पीरियड में आपके हर साल 6.8% का रिटर्न मिलता है तो कंपाउंडिंग के साथ ये राशि 14 लाख रुपये हो जाएगी।

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इस सविंग्स में निवेश करने के लिए आपकी उम्र कम से कम 10 साल तक की होनी चाहिए।

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10 साल के कम उम्र वाले बच्चों के अकाउंट पर कंट्रोल बच्चे के माता-पिता का रहेगा, 18 साल के बाद यह अकाउंट वयक्स अकाउंट में बदल दिया जाता है।

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इसमें आपको जॉइंट अकाउंट खोलने की भी सुविधा मिलती है, यहाँ आप 2 नहीं 3 लोगों के साथ NSC ज्वाइंट अकाउंट खोल सकते हैं।

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