PNB Net Banking: Today, convenience and accessibility are key factors in our daily lives. Banking is no exception to this trend, and Punjab National Bank recognizes this by offering a range of efficient online banking services through its Punjab National Bank Net Banking platform. In this article, we will explain the various services offered by PNB Net Banking, the registration process, login procedures, and how to use Punjab National Bank mobile banking app.
Services Offered by PNB Net Banking
PNB Net Banking caters to the diverse needs of its customers with a comprehensive set of services, making banking hassle-free and accessible. Here are some of the prominent services you can enjoy:
- Fund Transfer: Punjab National Bank (PNB) Net Banking allows users to transfer funds to Punjab National Bank accounts or other bank accounts through IMPS, RTGS, and NEFT services.
- Bill Payments: Say goodbye to the hassle of standing in lines to pay utility bills. With PNB Internet Banking, customers can conveniently pay electricity, water, and credit card bills online.
- Account Details: Accessing your account information is a breeze with Punjab National Bank Net Banking. Check your account statements, transaction history, and bank details whenever you need them.
- Customer Support: 24×7 customer support is just a click away through PNB SMS Banking, email, and calls. Whether you have a query or need assistance, PNB is there to help.
- Chequebook Services: Requesting a chequebook is now a seamless process. Use PNB Net Banking to apply for a PNB chequebook, track the status of issued checks, and even stop payment if needed.
- Financial Services: Looking for investment opportunities or need a loan? Punjab National Bank Net Banking offers services ranging from opening Fixed Deposits (FD), Recurring Deposits (RD), and Public Provident Fund (PPF) accounts to investing in mutual funds. Moreover, you can explore various loan options, such as housing loans, education loans, and personal loans.
How to Register for PNB Net Banking
Getting started with PNB Net Banking is a straightforward process. Follow these steps to access the convenience of online banking:
- Visit the Punjab National Bank internet banking official page. (https://www.pnbindia.in/)
- Select “Internet Banking Login” and enter your User ID.
- Choose the “new user” option.
- Provide your account number or PAN Card Number and select the registration type.
- Click on “verify” and enter the received OTP for verification.
- Enter your debit card number and required grid numbers, then click “continue.”
- Set your login pin and password, accepting the terms and conditions.
- Finally, click “complete registration” to finish the process successfully.
PNB Net Banking Login Process for Retail Users
Logging in to your Punjab National Bank Net Banking account is a quick process.
- Go to the PNB Retail Internet Banking portal. (PNB Retail Internet Banking)
- Select “Internet Login” and enter your User ID/Customer ID.
- Enter your login password and click “Login,” accepting the terms and conditions.
- Provide the OTP sent to your registered mobile number and click “Submit.”
- Choose 7 security questions and click “Register.”
- Select an image and phrase for added security, then click “Submit” to complete the login process.
How to Activate and Login to PNB Corporate Net Banking
For PNB Corporate users, activating net banking services involves a branch visit and obtaining a corporate ID/administrator ID and password. Here’s the login process:
- Visit the PNB net banking login page and select “Corporate Internet Login.”
- Enter your Corporate ID and admin user ID.
- Enter the password and provide the OTP sent during the first login.
- Set up security questions and click “Submit” to access the PNB Corporate Net Banking portal.
How to Reset PNB Internet Banking Password
Forgot your PNB online banking password? No worries, follow these steps to reset it:
- Visit the PNB net banking portal and enter your PNB User ID.
- Select “Forgot Password” after clicking “Continue.”
- Enter your user ID and submit. Receive an OTP on your registered phone number.
- Provide the OTP and enter necessary details like account number, debit card number, and ATM Pin.
- Create a new password, confirm it, and click “continue.”
- A pop-up confirms the successful completion of the process.
How to Transfer Money through PNB Net Banking
PNB Net Banking simplifies fund transfers both within PNB accounts and to other banks.
To Other PNB Accounts:
- Log in to the PNB Internet Banking portal.
- Click “Transactions” and select “Within PNB.”
- Choose a beneficiary account or add a new beneficiary.
- Enter the transfer amount and date, then submit.
- Enter the transaction password and click “Submit” to complete the transfer.
To Other Bank Accounts:
- Log in to the PNB Internet Banking portal.
- Select “NEFT/RTGS/IMPS” under “Transactions.”
- Choose a beneficiary account or add one if necessary.
- Enter details and transfer amount, then submit.
- Complete the transaction using your transaction password.
Transaction Limit and Charges
Understanding the charges associated with transactions is crucial.
IMPS Charges:
| Transfer Amount | Transaction Charges |
|---|---|
| Up to Rs. 1000 | NIL |
| Rs. 1000 to Rs. 1 lakh | Rs. 5 + GST |
| Above Rs. 1 lakh | Rs. 10 + GST |
NEFT Charges:
| Transfer Amount | Transaction Charges |
|---|---|
| Upto Rs. 10,000 | Rs. 2.00 + GST |
| Rs. 10,000 – Rs. 1,00,000 | Rs. 4.00 + GST |
| Rs. 1,00,000 – Rs. 2,00,000 | Rs. 12.00 + GST |
| More than Rs. 2,00,000 | Rs. 20.00 + GST |
PNB Mobile Banking: PNB ONE App
Experience banking at your fingertips with the PNB ONE app. This unified platform offers a range of services on the go. Here’s how to activate it:
- Download and install the PNB ONE app.
- Select “new user” and provide required details.
- Enter the OTP received on your registered phone number.
- Provide your debit card details and set up an MPIN for security.
- Complete the process and receive a confirmation pop-up.
FAQ
Yes, Punjab National Bank Net Banking services are available round the clock for your convenience.
You can reset your password by following the step-by-step guide provided in the article.
Online NEFT transfers made through PNB Net Banking are free of charge.
Download the PNB ONE app, follow the activation steps provided, and enjoy mobile banking convenience.
Yes, you can transfer funds to accounts in other banks using NEFT, RTGS, or IMPS services provided by Punjab National Bank Net Banking.
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