Commercial Bank of Dubai (CBD) offers a seamless SMS Banking service to ensure your banking needs are just a text message away. Today, we will explain the CBD SMS Banking and also look into its features, benefits, and how to get started.
Benefits of Commercial Bank of Dubai SMS Banking
- Alert and Notification Service: One of the standout features of CBD SMS Banking is its alert and notification service. It keeps you informed and in control of your financial transactions.
- Electron debit card and credit card transaction alerts: Receive instant notifications for all card transactions, ensuring you’re always aware of your spending.
- Deposit and withdrawal alerts: Stay updated on all types of deposits and withdrawals, including remittances and standing orders, so you never miss a beat.
- Cheque return notifications: Get notified instantly if a cheque you’ve issued is returned, allowing you to take timely action.
- Balance information: Access your account balance at your convenience, whether you prefer daily, weekly, or monthly updates.
- General notifications: Receive important updates and alerts related to your account.
- Request and Payment Service: CBD SMS Banking also offers a robust request and payment service, making it incredibly convenient to manage your finances on the go.
- Transfer funds within your accounts: Easily move money between your accounts hassle-free.
- Pay Etisalat utility services: Make instant payments for GSM, landline, internet, and E-vision services provided by Etisalat.
- Settle electricity and water bills: Pay your bills to DEWA, SEWA, ADDC without the hassle of visiting payment centers.
- Check account and credit card details: Retrieve balance information and review the last three transactions of your accounts and credit cards.
- Credit card due information: Stay on top of your credit card dues effortlessly.
How to Get Started with CBD SMS Banking
Getting started with CBD SMS Banking is a breeze. Just follow these simple steps:
Refer to the table below to find the request format for the service you need.
| Service | Format | Example |
|---|---|---|
| Account Balance | BAL ^ last 6 digits A/C No | BAL 123456 |
| Last 3 Account Transactions | INQ ^ last 6 digits A/C No. | INQ 123456 |
| Credit Card Balance | Bal ^ last 4 digits Card No. | BAL 4596 |
| Last 3 Card Transactions | INQ ^ last 4 digits Card No. | INQ 1234 |
| Credit Card Due* | Due ^ last 4 digits Card No. | Due1234 |
| Loan Enquiry | Due (Space) last 6 digits of loan | Due 123456 |
| Transfer between your own A/C | TRF ^ last 6 digits A/C No. ^ Account Number ^ Amount | TRF 123456 1234567899 1000 |
| Bill Payment | Pay ^ Consumer No. ^ Amount | Pay 0501234567 30 |
*Credit card due reflects the amount as per auto debit instruction or minimum due (for customers without auto debit instruction).
Once you have identified the correct format, send the SMS text message to 4266. Ensure that your mobile number is registered with CBD for a smooth experience.
eDirham SMS Codes
In addition to standard banking services, CBD SMS Banking also provides eDirham services for your convenience. Here’s how to use them:
Refer to the table below to find the request format for the eDirham service you require.
| Service | Format |
|---|---|
| Card Activation & PIN Set | EACT ^ Last 4 digits of card number ^ 10-digit Card Token number ^ Card Pin Code |
| PIN Reset | EPIN ^ Last 4 digits of card number ^ 10-digit Card Token number ^ Card Pin Code |
| Balance Enquiry | EBAL ^ Last 4 digits of card number ^ 10-digit Card Token number ^ Card Pin Code |
| Card Blocking | EBLK ^ Last 4 digits of card number ^ 10-digit Card Token number ^ Card Pin Code |
| Card Unblocking | UBLK ^ Last 4 digits of card number ^ 10-digit Card Token number ^ Card Pin Code |
| Statements | STMT ^ Last 4 digits of card number ^ 10-digit Card Token number ^ MMYY |
Commercial Bank of Dubai Customer Care
- UAE: 600 575 556
- Intl: +971 600 575 556
FAQ
Yes, CBD SMS Banking is secure. It provides instant alerts for all your transactions, ensuring you’re always aware of your financial activity.
Absolutely. CBD SMS Banking allows you to manage both personal and business accounts with ease.
CBD SMS Banking is available in both English and Arabic, catering to a wide range of users.
To register your mobile number with CBD, you can visit a CBD branch or contact their Customer Care for assistance.
CBD SMS Banking is a complimentary service for CBD account holders. There are no additional fees for using this service.
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