Bank of India (BOI) offers its customers the convenience of BOI Net Banking, allowing them to access and manage their accounts anytime, anywhere. In this article, we will explore the different services provided by BOI online banking and guide you through the registration and login process.
Services Offered by Bank of India Net Banking
BOI Net Banking provides customers with a variety of services that cater to their banking needs. Some of the key services offered include:
- Account Balance Check: Customers can easily check their account balances online, saving them the hassle of visiting a branch or ATM.
- Transfer of Funds to Another Bank’s Account: Bank of India Net Banking enables customers to transfer funds to accounts held in other banks quickly and securely.
- Trading Account Management: Customers can manage their trading accounts through Bank of India Net Banking, making it easier to track investments and execute trades.
- Paying Utility Bills: BOI Net Banking allows customers to pay their utility bills, such as electricity, water, and gas bills, conveniently from their bank accounts.
- Quick Loans: Customers can apply for quick loans through Bank of India Net Banking, providing them with instant access to funds when needed.
- Viewing Account Statements: Customers can view and download their account statements, making it easier to track their transaction history and monitor their finances.
- Nomination & PAN Information Modification & Update: BOI Net Banking enables customers to modify and update their nomination and PAN (Permanent Account Number) information online.
- Investing in Government Programs: Customers can invest in various government programs, such as bonds and securities, through Bank of India Net Banking.
- Query-Management About the Status of a Chequebook: Customers can check the status of their chequebooks and make queries related to them through BOI Net Banking.
- Creating an Account Online: BOI Net Banking provides customers with the convenience of creating a new account online, saving them time and effort.
- Checking Mini Statements: Customers can check their mini statements, which provide a summary of recent transactions, through Bank of India Net Banking.
- Aadhaar Information Update: BOI Net Banking allows customers to update their Aadhaar information, ensuring that their bank records are up to date.
- Modifying ATM PIN: Customers can modify their ATM PINs conveniently through Bank of India Net Banking, ensuring the security of their accounts.
- Obtaining Insurance: BOI Net Banking offers the option to obtain insurance, allowing customers to protect their assets and loved ones.
- Transfer of Funds Within Bank of India: Customers can transfer funds between their own accounts within Bank of India using Bank of India Net Banking.
- Request for Demand Draft: Customers can request a demand draft through BOI Net Banking, making it convenient for various financial transactions.
- Creating a Fixed or Recurring Deposit: BOI Net Banking allows customers to create fixed or recurring deposits, helping them grow their savings efficiently.
- Paying Taxes: Customers can pay their taxes online through BOI Net Banking, making the process quick and convenient.
- Paying Credit Card Bills: Bank of India Net Banking provides customers with the facility to pay their credit card bills directly from their bank accounts.
How to Register for BOI Net Banking?
Registering for Bank of India Net Banking is a simple and straightforward process. Customers can choose between online registration or visiting their nearest Bank of India branch for offline registration. Here are the steps for both methods:
Online Registration for BOI Internet Banking
- Visit the official website for Bank of India Net Banking (https://bankofindia.co.in/).
- Click on the ‘Internet Banking’ option on the BOI website and select the appropriate category: ‘Personal,’ ‘Corporate,’ or ‘Global.’
- After selecting the preferred option, click the ‘New User’ button.
- Enter your Account Number, Registered Phone Number, Captcha Code, and the ‘Type of Facility.’ Press the ‘Continue’ button.
- You will receive an OTP (One-Time Password) on your registered phone number. Enter the OTP and click the ‘Continue’ button.
- Enter your Bank of India ATM Card details and click the ‘Continue’ button.
- Create a Login Password and click the ‘Continue’ button.
- You can now use your Login ID and Password to access your net banking account.
Offline Process for BOI Net Banking Registration
- Visit your nearby Bank of India branch or your home branch.
- Fill out the Internet banking registration form accurately.
- Check the boxes for ‘Internet Banking’ and ‘Mobile Banking’ on the application form.
- Submit the application form to the bank agent.
- After successful verification, you will receive your User ID and Password by mail.
- Activate your net banking account using the provided Login ID and Password.
BOI Internet Banking Login
After registering for Bank of India Net Banking, you can log in to the Internet Banking portal using your User ID and password. Here are the steps for both retail and corporate login:
Bank of India Retail Login
- Go to the Bank of India Online Banking website (https://bankofindia.co.in/home).
- Select the ‘Retail Login’ option under Internet Banking.
- Enter your User ID, Password, and Captcha Code on the next page. Then, click on ‘Submit.’
Bank of India Corporate Login
- Go to the Bank of India Online Banking website (https://bankofindia.co.in/home).
- Select the ‘Corporate Login’ option under Internet Banking.
- Enter your Corporate ID, User ID, Password, and Captcha Code on the next page. Then, click on ‘Submit.’
Steps to Reset BOI Net Banking Password
If you need to reset your Bank of India Net Banking password, follow these steps:
- Visit the net banking website of BOI (https://bankofindia.co.in/home) and select the ‘Internet Banking Option.’
- Choose the preferred login option: ‘Retail Login,’ ‘Corporate Login,’ or ‘Global Login.’ Next, select the ‘Forget Password’ option on the login page.
- Enter your User ID and ATM Debit Card information, and click the ‘Submit’ button.
- Choose the ‘Create New Login Password’ option.
- Click the ‘Submit’ button after entering the new Login Password and verifying it.
Introduction to Bank of India StarToken
Bank of India StarToken is a secure digital banking app that provides users with access to BOI Net Banking and a range of online banking services. The StarToken app ensures the security of financial transactions and protects sensitive data.
Bank of India StarToken: StarToken is your unique 4 digit PIN that you will need to set and remember, in order to log into StarToken for internet banking.
How to Activate Bank of India StarToken?
To activate Bank of India StarToken, follow these steps:
- Sign in to the Bank of India Retail Banking website.
- A StarToken-NG window will be displayed.
- To install StarToken on your computer, click ‘Download Now.’
- Your computer will download the StarToken Installer. Double-click the installer to install StarToken on your computer. Select ‘Run’ to continue. Once the installation is complete, the StarToken Shortcut will appear on your desktop.
- Double-click the StarToken icon on your desktop to launch the application, then select ‘Login.’
- Enter your User ID and the Verification Code. Click ‘Submit.’
- After successfully logging in, enter the security questions and answers. Press ‘Submit’ after completion.
- Enter a 4-digit StarToken PIN and press ‘Submit.’
Steps to Reset BOI StarToken PIN
To reset your StarToken PIN for Bank of India Net Banking, follow these steps:
- Type your User ID and enter the incorrect PIN three times.
- When prompted ‘Do You Wish to Reset Your Account?,’ click ‘Yes.’
- Enter the OTP sent to your registered cellphone number.
- Submit the ‘Security Answer.’
- Re-enter your login information using the fresh Verification Key & Activation Code received on your registered phone number.
- Create a new StarToken-NG PIN and Security question and answer.
BOI Net Banking Transaction Limits and Charges
When using BOI Net Banking, it’s essential to be aware of the transaction limits and charges. Here are the details:
| Transaction Type | Per Day Limit | Applicable Fees/Charges |
|---|---|---|
| IMPS: | ₹2,00,000 | – Upto Rs. 1,00,000 – Rs. 5 per transaction – Rs. 1,00,001 to Rs. 2,00,000 – Rs. 15 per transaction. |
| NEFT: | ₹10,00,000 | – Upto Rs. 10,000 Rs. 2.50 + GST – More than Rs. 10,000 Rs. 5.00 + GST |
| RTGS: | ₹10,00,000 | ₹15 per transaction regardless of the transfer amount |
| UPI: | ₹1,00,000 | NIL |
Bank of India Net Banking provides customers with a convenient and secure way to manage their finances. With a wide range of services and features, users can easily perform various banking transactions from the comfort of their homes or offices. By following the registration and login procedures, you can unlock the full potential of Bank of India Net Banking and enjoy the benefits it offers.
FAQ
Yes, you can register for Bank of India Net Banking online through the official BOI website.
You can easily check your account balance by logging into your BOI Net Banking account and accessing the account balance section.
Yes, Bank of India Net Banking allows you to transfer funds to accounts held in other banks through NEFT or IMPS.
Yes, BOI Net Banking provides the option to update your Aadhaar information, ensuring your records are up to date.
BOI Net Banking transactions such as NEFT and IMPS have applicable fees, while some services may have no charges.
Yes, Bank of India Net Banking provides the facility to apply for quick loans, offering convenience and accessibility.
You can reach Bank of India customer care at 91-22-40919191 between 8:00 a.m. and 8:00 p.m. or via email at [email protected].
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