Indian Overseas Bank (IOB) has partnered with major card providers such as Mastercard, Rupay, and Visa. This collaboration allows IOB customers to withdraw cash from IOB ATMs and perform various other transactions.
However, with convenience comes responsibility. It is crucial to ensure the safety and security of your IOB debit card at all times. In the unfortunate event that you lose your card or suspect it has been compromised, you must take immediate action to protect your finances. In this article, we will guide you through the step-by-step process of blocking your Indian Overseas Bank ATM card, using various methods for your convenience.
Methods for Blocking Your IOB ATM Card
IOB Debit Card Block through Internet Banking
One of the quickest ways to suspend your IOB debit card is through the Indian Overseas Bank’s online portal. Follow these steps:
- Visit iobnet.co.in and log in to your account.
- Provide the required information, including your registered cellphone number and SB/CDCC Account Number.
- Enter the characters displayed in the image.
- After submitting the form, you will receive a One Time Pin (OTP) on your registered mobile number.
- Enter the OTP on the next screen to complete the card suspension process.
IOB Bank ATM Card Block through Email
IOB offers a hassle-free email service to block your debit card. Here’s what you need to do:
- Send an email to [email protected] from your registered email address.
- Include essential account information and the card number you wish to block.
- Await an email confirmation from the bank, verifying the successful blocking of your debit or ATM card.
Offline Method to Block the Indian Overseas Bank ATM Card
For those who prefer a personal touch, you can visit your local IOB branch during business hours to request card suspension. Follow these steps:
- Bring relevant identification documents.
- Provide your account and card information to the bank personnel.
- Once they have the necessary details, the bank administrators will promptly block your debit card.
Indian Overseas Bank Block ATM Card through a Helpline
IOB has a dedicated hotline for customers to seek assistance 24/7. Here’s how to block your card via the hotline:
- Dial IOB’s toll-free number: 1800 425 4445.
- Ensure you use your registered cellphone number for the call.
- Follow the Interactive Voice Response (IVR) instructions carefully.
- After requesting card suspension, answer identification questions as directed.
- Following verification, you will receive a confirmatory SMS on your registered mobile number, and your card will be instantly blocked.
FAQ
No, there is no charge for blocking your IOB ATM card. It is a service provided to protect your account from unauthorized use.
The card will be blocked instantly once you complete the verification process over the hotline. You will receive a confirmation SMS shortly afterward.
Yes, you can unblock your card by contacting the bank and providing the necessary information for verification.
Once your card is blocked, it cannot be used for any transactions until you request it to be unblocked.
Yes, you can use the email method or the hotline method to block your card even if you are abroad. Just make sure to use your registered email address or cellphone number for communication.
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