AU Small Finance Bank Zero Balance Account: AU Small Finance Bank introduces its AU Digital Savings Account. This zero balance savings account offers a fully digital banking experience, enabling you to access banking services anytime, anywhere. With features such as high-interest rates, 24×7 access to funds, and a host of other benefits, AU Small Finance Bank’s Zero Balance Account is designed to simplify your banking needs.
Benefits of AU Digital Savings Account
- High-Interest Rates: Earn an attractive interest rate of up to 7%* per annum on your savings bank account. What’s more, you’ll receive monthly interest payouts, ensuring your money grows consistently.
- Domestic Airport Lounge Access: As an account holder, enjoy the privilege of accessing domestic airport lounges by simply flashing your debit card, adding an extra touch of convenience to your travel experiences.
- No Minimum Balance Requirement: Say goodbye to worries about maintaining a minimum average balance. With AU Digital Savings Account, you are relieved from any fines or penalties for not meeting balance requirements.
- Feature-Rich Debit Card: Receive a Rupay Platinum Debit Card that offers enhanced security, purchase protection, and exciting discounts across various leading brands in India. This card also provides you with insurance coverage, ensuring peace of mind.
- State-of-the-Art Digital Banking: Experience the convenience of 24×7 access to your funds through the AU 0101 App or NetBanking. The app also allows you to book flights, hotels, recharge your mobile, and apply for a range of other products and services, all at your fingertips.
- Extended Banking Hours: AU Small Finance Bank understands the importance of flexibility, which is why their branches are open until 6 pm, enabling you to visit at a time that suits you. No more rushing to the bank before it closes at 4 pm.
- Tap & Go: With a contactless debit card, you can make transactions up to INR 5,000 in India without entering a PIN. This feature enhances convenience and reduces the need for physical contact during transactions.
Eligibility Criteria
To open an AU Digital Savings Account, you need to fulfill the following eligibility criteria:
- You must be a resident of India.
- You should be 18 years of age or above.
- You must possess the necessary KYC (Know Your Customer) documents issued by the government.
Documents Required
To open an AU Digital Savings Account, you will need the following documents:
- Aadhaar Card: This serves as proof of identity and address.
- PAN Card: This is required for financial transactions and tax purposes.
How to Apply for AU Digital Savings Account?
Applying for an AU Digital Savings Account is quick and convenient. You have two options:
- Video Banking: Open an AU Savings Account through the Video Banking service. Click on the provided link and follow the instructions. Ensure you have your PAN Card and Aadhaar Card handy for the application process.
- Call Customer Care: Alternatively, you can apply by calling AU Small Finance Bank’s customer care number, 1800-1200-1200. The customer care executive will guide you through the application process and provide any necessary assistance.
AU Small Finance Bank’s Zero Balance Account, the AU Digital Savings Account, provides a convenient and hassle-free banking experience. With high-interest rates, access to funds 24×7, a feature-rich debit card, and a wide range of services, this account caters to your financial needs. Eligibility is straightforward, and the application process is quick and easy through video banking or customer care.
FAQ
There is no minimum balance requirement for this account. It is a zero balance account, allowing you to enjoy banking services without the need to maintain a minimum average balance.
Absolutely! With the AU 0101 App or NetBanking, you can access your funds 24 hours a day, 7 days a week. You have complete control and can manage your funds conveniently whenever you need to.
AU Small Finance Bank aims to provide a seamless banking experience without burdening you with unnecessary charges.
Yes, the account allows you to make 24×7 online transactions. Whether it’s utility bill payments, mobile recharges, or other online purchases, you can conveniently conduct these transactions from the comfort of your home or anywhere with an internet connection.
Yes, AU Small Finance Bank is a one-stop-shop for all your banking needs. In addition to the Digital Savings Account, they offer a wide range of products and services such as lockers, demat accounts, mutual funds, loans, and insurance. You can explore these options to meet your specific financial requirements.
Yes, AU Digital Savings Account offers free unlimited IMPS, RTGS, and NEFT fund transfers through their digital channels. You can transfer funds to other accounts without incurring any additional charges.
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