Start Small, Bank Big: BOI Zero Balance Account for Everyone.

Bank of India (BOI) offers a zero balance savings account with no minimum balance requirement.

The account can be opened by individuals, minors, and senior citizens.

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The account provides a free RuPay debit card with daily withdrawal limit of Rs. 25,000.

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Account holders can avail free internet banking, mobile banking, and SMS banking facilities.

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The account holder can deposit and withdraw money from any BOI branch or ATM.

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The account also offers a free passbook and e-statement facility.

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BOI Zero Balance Account holders can avail free personal accident insurance cover of up to Rs. 2 lakhs.

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The account does not offer a cheque book facility.

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The account can be converted to a regular savings account if the customer wishes to do so.

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The account can be opened with basic KYC documents such as Aadhaar Card and PAN Card.

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