Union Bank of India offers a zero balance savings account with no minimum balance requirement.

The account can be opened by individuals, minors, and senior citizens.

The account provides a free RuPay debit card with daily withdrawal limit of Rs. 40,000.

Account holders can avail free internet banking, mobile banking, and SMS banking facilities.

The account holder can deposit and withdraw money from any Union Bank branch or ATM.

The account also offers a free passbook and e-statement facility.

Union Bank Zero Balance Account holders can avail free personal accident insurance cover of up to Rs. 10 lakhs.

The account does not offer a cheque book facility.

The account can be converted to a regular savings account if the customer wishes to do so.

The account can be opened with basic KYC documents such as Aadhaar Card and PAN Card.