जानिए, Loan Insurance के फायदे

किसी वजह से Personal Loan या Home Loan लेने वाले व्यक्ति की नौकरी चली जाए, मौत हो जाए तो ऐसे बुरे हालात में लोन प्रोटेक्शन इंश्योरेंस प्लान काम आता है।

लोन लेते समय अगर साथ में उसका Insurance करा लें, तो बुरे हालात में Loan Insurance के पैसों से लिए हुए लोन के पैसों को चुकाया जा सकता है।

[{"selector":"#anim-45386bbe-e159-4038-a1c7-a9dd91fc0ccc","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-321c11d8-dfe6-4cf1-8045-b0b94ae8a57c","keyframes":{"transform":["translate3d(0px, 121.89900%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Loan Insurance के प्रीमियम का पेमेंट आप हर महीने लोन की EMI के साथ भी कर सकते हैं।

[{"selector":"#anim-9eaa373f-aaa8-4c19-881b-823a145ef419","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f28eacbc-aaf6-45ba-8aea-18f3724ad1c3","keyframes":{"transform":["translate3d(0px, 131.69588%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Loan Insurance के फायदे

[{"selector":"#anim-b1378db8-4647-4322-9cf1-3024137daf8c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9de3b861-0835-4873-9f3c-6f20cebfe636","keyframes":{"transform":["translate3d(0px, 415.97211%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7f6e2444-7329-4e8a-9dd5-2178108c3102","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-556775e4-a075-495c-955c-20e233ca0a5b","keyframes":{"transform":["translate3d(0px, 155.76133%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Loan Insurance कराने से लोन के पैसों को चुकाने का बोझ परिवार पर नहीं होगा।

[{"selector":"#anim-bd52d802-d5a7-40d3-ba38-0d6544243471","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d238526-410d-4a68-b2e4-b4deb72fe128","keyframes":{"transform":["translate3d(0px, 140.41762%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

कई Loan Insurance Policy टैक्स बचत की भी सुविधाएं देती हैं।

[{"selector":"#anim-31c733d2-0880-410a-9c9d-c3a69693af89","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af988487-e449-48b9-a126-2f7d78411bc8","keyframes":{"transform":["translate3d(0px, 138.40418%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Loan Insurance करवाते समय इन बातों का ध्यान रखें-

[{"selector":"#anim-0e7c7024-d88d-4a41-91e8-852407a0011a","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa57ed5c-8ee9-4e0e-9fac-59af611631ec","keyframes":{"transform":["translate3d(0px, 364.09460%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bb975389-8c61-412e-aa28-af3a84fcbeed","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-acd348e2-1478-40cc-997f-d448cc08534e","keyframes":{"transform":["translate3d(0px, 126.86489%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Loan Insurance में हर तरह की विकलांगता को कवर किया जाए उसी Insurance को चुनें।

[{"selector":"#anim-022d2a4c-db48-4e27-a4df-3ff63f62e578","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dfbcd05b-3dd2-470d-9bb6-6f4a66adabf3","keyframes":{"transform":["translate3d(0px, 131.69588%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]