कम Credit Score के कारण हो सकता है बड़ा नुकसान, ऐसे करें सुधार

अगर आप बैंक या NBFC से किसी तरीका का लोन लेने के लिए आवेदन करते हैं तो सबसे पहले आपकी Credit Score की जांच की जाती है।

अगर आपका Credit Score कम होता है तो लोन मिलने में परेशानी हो सकती है।

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ऐसे में अपने Credit Score को सही रखना बहुत जरूरी है।

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अगले स्लाईड में हम आपको कुछ आसान स्टेप्स के बारे में बताने वाले हैं जिसके मदद से आप अपने Credit Score को ठीक रख सकते हैं।

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Credit Score को सही रखने के लिए आप अपने फाइनेंशियल रिकॉर्ड और एक्टिविटी को ट्रैक करें।

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इससे आपको लिए हुए लोन और उसकी EMI की तारीख की सही जानकारी मिलती रहती है।

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कोशिश करें कि अपने लोन का रिपेमेंट सही टाइम पर करें, EMI को पेमेंट की तारीख का खास ध्यान रखें क्योंकि EMI लेट देने पर आपके क्रेडिट स्कोर पर बुरा असर पड़ सकता हैं।

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बार-बार लोन एप्लीकेशन रिजेक्ट होने पर भी इसका असर Credit Score पर पड़ता है, ऐसे में सबसे पहले Credit Score को ठीक करने के बाद ही लोन के लिए अप्लाई करें।

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क्रेडिट कार्ड कैंसिल करने पर भी आपके Credit Score इसका बुरा प्रभाव पड़ता है, ऐसे में समय-समय पर अपने Credit Score की जांच करते रहें।

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