Debit Card और ATM में है क्या है अंतर, जानिए

आज के इस डिजिटल युग में सब-कुछ ऑनलाइन हो चुका है, अब पैसे निकालने के लिए बैंक में जाकर घंटों लाइन में लगने की कोई जरूरत नहीं है।

अब नेट बैंकिंग और ATM या Debit कार्ड की मदद से कभी भी और कहीं भी पैसे की तत्काल जरूरत को पूरा कर सकते हैं।

[{"selector":"#anim-b9d5f8ec-a4c8-4dca-b43a-1781bcefd1f2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7d2c70ae-161b-43d4-b2e4-787bf3c26232","keyframes":{"transform":["translate3d(0px, 126.43851%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01d675b8-0604-4abd-9ad3-79802a0f7c81 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

ATM और Debit दोनों तरह के कार्ड आपके बैंक अकाउंट से जुड़े होते हैं। लेकिन इनके यूज एक-दूसरे से बहुत अलग है।

[{"selector":"#anim-357bd1c8-293e-4187-ac61-1cac29fcbad8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.172520546912608%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-d280b047-c945-4e61-91f7-c7b636df5d67","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4358c84-434a-4735-bc16-5b13f26a858f","keyframes":{"transform":["translate3d(0px, 126.43851%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

आज के समय में हर कोई कैश नहीं रखता है, ऐसे में डेबिट कार्ड लोगों के लिए बड़े काम की चीज बन गया है।

[{"selector":"#anim-c11f406b-fea7-4af9-a118-0f066504a49f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(7.891948897032357%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e862172d-934e-417a-a9c4-919e1275dc4b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a214b9f-90d6-40d4-9998-87d3467c7c23","keyframes":{"transform":["translate3d(0px, 126.43851%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

ग्राहक के अकाउंट खुलावाने के साथ ही ATM या डेबिट कार्ड दे दिया जाता है।

[{"selector":"#anim-f4ac76ed-492b-4664-b4f8-251c1c730a89 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(15.620703011211504%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-06d5624f-8d02-443a-936e-a67bc8a28a68","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-09e9d034-2900-4f6f-9a15-2e7681c71726","keyframes":{"transform":["translate3d(0px, 131.26898%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

जिससे तत्काल पैसों की जरूरत को पूरा करने के लिए बैंक न आना पड़े और नजदीकी ATM जाकर पैसे निकाल सके।

[{"selector":"#anim-54857178-747f-4a60-85a9-f3cdedf7c21b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a10bb288-a006-46f6-8f3f-150cefb2fa10","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-55e03479-a0f5-435b-bf3e-7582b00f7225","keyframes":{"transform":["translate3d(0px, 126.43851%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

अगर आपको सेविंग्स अकाउंट के साथ बैंक ने ATM कार्ड दिया है, तो इस कार्ड का यूज सिर्फ बैंक की ATM Machine में ही किया जा सकता है।

[{"selector":"#anim-3615ab35-8fca-4c07-8496-934b5cab4d6f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.251711589723424%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-67dc08bf-17bf-47ad-bcd0-85a9e09feccd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-71999ced-21b7-435b-9cac-4a6b854186fa","keyframes":{"transform":["translate3d(0px, 121.72470%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

ATM कार्ड आपके करेंट अकाउंट या सेविंग अकाउंट से जुड़ा होता है। लेकिन इस पर बैंक अपने ग्राहकों को किसी तरह का लोन नहीं देता है।

[{"selector":"#anim-f5fe40dd-5102-4ddb-8e30-5aef1278e6ee [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(34.17499990397451%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-3632f4e7-d309-447f-b39d-1dca33f6bbcd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0d58b623-953e-4fe8-964f-90540f6a8daa","keyframes":{"transform":["translate3d(0px, 106.22078%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

ऑनलाइन शॉपिंग करनी है या फिर किसी दुकान या शोरूम पर पेमेंट करना है तो भी स्वैप मशीन में ATM का यूज नहीं किया जा सकता है।

[{"selector":"#anim-52e57627-2f29-4a9c-bbc4-1fd3e898518b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-40fa017e-cc5a-49b6-b289-65ace4c50385","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c88a097c-54c7-4780-bb1b-c890d59e7f77","keyframes":{"transform":["translate3d(0px, 121.72470%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Debit Card भी ATM कार्ड के जैसा ही होता है, लेकिन इसके कई फायदे हैं, ATM कार्ड की तरह डेबिट कार्ड के मदद से ATM Machine से पैसे निकाल सकते हैं।

[{"selector":"#anim-37a07d19-d302-4caf-bcc6-4f1ad9fdfe6c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(24.374999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-9e7f902a-8666-4875-a40e-a5d982131197","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4cafc5fb-8e4e-4d85-8f72-9b918308c4d8","keyframes":{"transform":["translate3d(0px, 113.66416%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Debit Card से आसानी से स्वैप मशीन के मदद से या नेट बैंकिंग और वॉलेट से पेमेंट कर सकते हैं।

[{"selector":"#anim-3b504ebb-d891-4150-971f-7059d4418a54 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.21462252752049%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-60be655e-40c9-4015-8a8d-dd83d884d567","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f75c5a2-8ef8-4e65-9d80-15584e407701","keyframes":{"transform":["translate3d(0px, 131.26898%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Debit Card से ऑनलाइन लेन-देन हो या फिर बिलों का भुगतान सभी में इसका यूज किया जा सकता है।

[{"selector":"#anim-c5126184-fd7a-40c6-8413-305556604ea8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(14.843749786673241%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ffb1cafc-f506-470c-b2f7-70bd6ae28d0c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-27ee151d-8d54-46a2-8786-5796f1e2feec","keyframes":{"transform":["translate3d(0px, 131.26898%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

बैंक के तरफ से आपको डेबिट कार्ड दिया जाता है, उस पर मास्‍टरकार्ड, रूपे या फिर वीजा लिखा होता है। ये पेमेंट गेटवे कंपनियां हैं, जो आपके पेमेंट करने में मदद करती हैं।

[{"selector":"#anim-44db9b24-c7ea-48cc-abef-4371fc6c2e43 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(47.20718168959056%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7fd020cb-3ba9-41df-ae11-2e738869ecba","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-68f2e284-1c32-4071-8959-f522bcd27ca8","keyframes":{"transform":["translate3d(0px, 118.51852%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]